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Do I really need a lawyer?

Filled under Accident, Insurance Claims, Lawsuit, Personal Injury on May 16, 2013 - no comments.

If you need legal help, understanding your choices and the impact they may have is important. You can often avoid costly and complicated issues if you consult a lawyer before you have a legal problem. A lawyer can evaluate your situation and help determine your next steps and possible solutions.
When should I seek professional legal advice?
Every legal situation is unique and requires specific legal analysis. In some cases, the wrong decision may cost you your

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Protect Your Family from Carbon Monoxide

Filled under Accident, Insurance Claims, Lawsuit, Personal Injury, Wrongful Death on January 14, 2013 - no comments.

It’s cold!  But extremely important to keep everyone safe from Carbon Monoxide, which has been called “the silent killer.”    Typically, carbon monoxide is not produced in dense enough levels to harm anyone, but when appliances malfunction, deadly amounts can rapidly accumulate.  Here’s what to do to keep everyone safe:
Have your home heating systems (including chimneys and vents) inspected and serviced annually by a trained service technician.  If you rent, ask your landlord to have this done.

Never

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Is Your Pool Safe?

Filled under Accident, Bache & Lynch, Insurance Claims on September 30, 2011 - no comments.

If you have a pool in your home it is important to take certain measures to ensure your family’s and your guests safety.  Earlier this week, a three year old boy almost drowned and remains in critical condition.  Arizona law requires that ”A swimming pool, or other contained body of water that contains water eighteen inches or more in depth at any point and that is wider than eight feet at any point and is intended for swimming, shall

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Be Prepared for Sudden Power Outages

Filled under Bache & Lynch, Insurance Claims on September 12, 2011 - no comments.

Don’t be stuck without power, be prepared for the worst by following these simple steps from the American Red Cross:
1. Stock up on coolers & ice; Styrofoam coolers are an inexpensive way to be prepared so that your food doesn’t perish in case you lose power. It is also a good idea to keep non-perishable items on hand and a can opener.
2. Have plenty of bottled water; about 1 gallon per person, per day.
3. Flashlights,

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What to Do if You Are Involved in an Accident:

Filled under Accident, Auto Accidents, Car Accident, Insurance Claims, Personal Injury on August 29, 2011 - no comments.

The most important thing is your health. Call 911, if needed. If necessary, go to the emergency room or follow up with your regular doctor. Even if you are not at fault, you should bill all treatment through your regular health insurance, if you are covered until the responsible party pays in full. In some cases your health insurance may expect to be paid back out of any award or settlement.
Pay close attention to the

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Settling a Property Damage Claim and a Personal Injury Claim Separately

Filled under Damages and Compensation, Insurance Claims, Personal Injury, Property Damage on June 10, 2011 - no comments.

Q:  I want to settle my property damage claim with the other driver’s insurance company, but do not want to settle my personal injury claim at this time. Is this possible?
A:  If you settle for your property damage, but not your injury, because you are still receiving treatment, or for some other reason, you can do this as long as it is clear that you are settling your property damage claim only, and that your

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“Statute of Limitations” for Filing a Personal Injury Lawsuit

Filled under Insurance Claims, Lawsuit, Personal Injury on - no comments.

Q:  Do I have to bring a case for personal injury within any particular time?
A:  Yes. There is a “statue of limitations” that applies to most cases. That is, the state legislature has specified times within which various kinds of case must be filed in court or the right to pursue the case can be lost. Most cases for personal injury must be filed within two (2) years from the date of the incident causing

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What is Insurance Company Bad Faith?

Filled under Insurance Claims on January 27, 2011 - no comments.

While insurance companies may ask for documentation to substantiate a claim, and may otherwise investigate a claim, they must do so in good faith. Insurance companies cannot fail to pay a claim for no good reason, or deny a claim without a reasonable basis to do so. This article will discuss the obligations of insurance companies and claims for bad faith that can be made under certain circumstances.

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Health Insurance & Injuries

Filled under Insurance Claims, Personal Injury on October 5, 2010 - no comments.

If you are injured in an accident and have health insurance, all of your bills for treatment relating to your injuries, should be submitted to the health insurer for payment. Even if your injuries were caused by someone else’s fault and they are liable to you for your injuries, it is always in your best interest to have your bills paid by your health plan.

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Auto Insurance

Filled under Auto Accidents, Insurance Claims on September 15, 2010 - no comments.

How Arizona Auto Insurance Provides Coverage for the Injured
Liability coverage – Bodily injury liability coverage protects your assets and income from a lawsuit or legal claim in the event you cause injury to some other person. When you are at fault for an accident, your insurance company will be obligated to pay for the other person’s injuries and damages, up to the limit of coverage you purchased. Any amount above that will be your personal responsibility.

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