Arizona Car Insurance

Liability Coverage.  Every Arizona driver must have mandatory minimum liability limits for car insurance.  It's the law.  But you have a choice on how much protection to purchase. Lots of people believe they have purchased "full coverage" but it may be wise to investigate before you need to know exactly what "full coverage" you have. All drivers in Arizona are required to have policy limits of at least $15,000 / $30,000. $15,000/$30,000 means that your policy will pay on your behalf up to $15,000 if the collision  you cause injures one person. If the collision you cause injures two or more people,…
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Beware Dust Storms

Pull Aside • Stay Alive: Will you know what to do?     Avoid driving into or through a dust storm. If you encounter a dust storm, check traffic immediately around your vehicle (front, back and to the side) and begin slowing down. Do not wait until poor visibility makes it difficult to safely pull off the roadway — do it as soon as possible. Completely exit the highway if you can. Do not stop in a travel lane or in the emergency lane; look for a safe place to pull completely off the paved portion of the roadway. Stop…
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Arizona School Bus Rules

For over twenty three million students nationwide, the school day begins and ends with a trip on the school bus. The greatest risk is not riding the bus, but approaching or leaving the bus. Before the children go back to school or start school for the first time, it is essential that adults and children know traffic safety rules. School Bus Safety for Drivers Drivers should do the following things to stay safe around school buses and school children: When backing out of a driveway or leaving a garage, watch out for children walking or bicycling to school. When driving…
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Bike Safety in Arizona

Bike Safety in Arizona   Bike Safety and Laws According to Arizona State law, cyclists have the very same rights and responsibilities as motorists. Respect for the rights of ALL road users will help you feel good about yourself and avoid accidents too. Most crashes between motorists and cyclists happen at intersections. Most often, when the motorist is at fault, it is because they failed to yield the right-of-way to the cyclist. This usually happens when you turn left in front of a cyclist, or pull out from a stop sign or driveway into a cyclist’s path. Arizona Bicycle Laws…
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About high volume, big advertising law firms — one writer’s view.

In the article, “Run of the Mill Justice” Nora Freeman Engstrom of Stanford Law School interviewed lawyers and paralegals at high volume law firms, and analyzed their not-infrequent disciplinary files. Her conclusion is surprising, but logical:  high volume "settlement mill" law firms work because insurance companies, which pay the bills, like them. Insurance companies might be choosing to cooperate with settlement mills, in part because settlement mills appear willing to settle the largest claims — which present the highest chance of a catastrophic verdict — at an attractive discount. In addition, settlement mills and insurance companies share two sets of overlapping interests:…
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