Nursing Homes Must Be Safe

In January, police arrested a nurse on suspicion of sexual assault of an incapacitated nursing home patient in Phoenix. In May, a jury awarded $7.5 million to a family of a disabled elderly woman who was sexually assaulted by another patient at a Pennsylvania nursing home. In Florida, a mother is currently suing her daughter's former care facility, alleging her profoundly disabled daughter, age 23, was raped, impregnated and injured while in the facility. With baby boomers retiring at record rates, our society needs a new model for operating, managing, and investigating nursing homes. We
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Full Coverage Insurance? Think Again.

Car insurance ads are pretty creative. Who knows how many millions insurance companies spend assuring customers during prime time viewing that there’s no need to fear a catastrophic event. The reality, however, is much less entertaining. Consumers are regularly getting taken for a ride by insurance companies. Every state requires drivers carry a minimum amount of car insurance. Arizona's minimum liability coverage is $15,000 per person and $30,000 per collision. This means if six people are hurt in a collision, they have to split the money -- up to $30,000 between everyone who is hurt
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Medicare: Medigap vs. Medicare Advantage

If you have Original Medicare, the traditional health insurance program run by the federal government, it pays for most of your health care. However, it doesn’t pay for everything. The out-of-pocket costs can get expensive for people who need a lot of health care. There are two ways you may be able to lower your costs. One way is to keep Original Medicare and buy supplemental insurance to help pay your out-of-pocket costs. Medigap plans are supplemental insurance you can buy. Medigaps work only with Original Medicare, not with Medicare Advantage Plans. Private insurance companies sell Med
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Summer Safety Tips from the American Academy of Pediatrics (AAP).

Summer Safety Tips: Staying Safe Outdoors Fireworks Safety​​ Fireworks can result in severe burns, blindness, scars, and even death. Fireworks that are often thought to be safe, such as sparklers, can reach temperatures above 1000 degrees Fahrenheit, and can burn users and bystanders. Families should attend community fireworks displays run by professionals rather than using fireworks at home. The AAP recommends prohibiting public sale of all fireworks, including those by mail or the Internet.​ Bug Safety Don't use scented soaps, perfumes or hair sprays on your child.
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