In January, police arrested a nurse on suspicion of sexual assault of an incapacitated nursing home patient in Phoenix. In May, a jury awarded $7.5 million to a family of a disabled elderly woman who was sexually assaulted by another patient at a Pennsylvania nursing home. In Florida, a mother is currently suing her daughter's former care facility, alleging her profoundly disabled daughter, age 23, was raped, impregnated and injured while in the facility. With baby boomers retiring at record rates, our society needs a new model for operating, managing, and investigating nursing homes. We

If you have Original Medicare, the traditional health insurance program run by the federal government, it pays for most of your health care. However, it doesn’t pay for everything. The out-of-pocket costs can get expensive for people who need a lot of health care. There are two ways you may be able to lower your costs. One way is to keep Original Medicare and buy supplemental insurance to help pay your out-of-pocket costs. Medigap plans are supplemental insurance you can buy. Medigaps work only with Original Medicare, not with Medicare Advantage Plans. Private insurance companies sell Med