How Do Medical Liens Apply in Injury Cases?

When you’re involved in a personal injury case, the concept of a medical lien can be confusing and even intimidating. Clients often worry about how these liens will affect their finances, credit, or even personal assets. At Bache & Lynch, we’re here to clarify what medical liens are, how they apply to your case, and how we handle them to protect your best interests.

What Is a Medical Lien?

A medical lien is not a lien on your house, car, or personal property. Instead, it’s a claim on a future settlement or award from a personal injury lawsuit. Think of it as a lien on an “imaginary pile of money” that you don’t have yet. This means that the lien only comes into play if you receive compensation from your personal injury case.

Will a Medical Lien Affect My Credit?

One common concern among clients is whether a medical lien will impact their credit score. The good news is that medical liens typically do not affect your credit. These liens are not like debts that show up on your credit report or lead to collection actions unless a settlement or award is reached in your case. However, it’s important to address these liensproperly if you do receive a settlement.

How We Handle Medical Liens

At Bache & Lynch, we have extensive experience dealing with medical liens. Our goal is to ensure that these liens do not take an unfair portion of your settlement. We thoroughly investigate each lien to determine its validity. For example, a lien must be properly perfected, meaning it must be recorded correctly with the appropriate authorities. We have access to records and subscriptions that allow us to verify whether a lien has been properly recorded.

If we find that a lien has not been perfected correctly, we may be able to have it waived or reduced. Even if the lien is valid, we work to negotiate with the lienholder to minimize the amount that must be paid from your settlement. This ensures that you keep as much of your compensation as possible.

Why Trust Bache & Lynch with Your Medical Liens?

Navigating medical liens can be complex, but you don’t have to do it alone. At Bache & Lynch, we’re comfortable walking our clients through every step of the process. We take all the necessary factors into account, investigate the validity of liens, and negotiate on your behalf to protect your financial recovery.

Get the Help You Need with Medical Liens

If you’re facing a personal injury case and are worried about medical liens, let us help. At Bache & Lynch, we’re dedicated to ensuring that your settlement is handled fairly and that you receive the compensation you deserve.

Contact Bache & Lynch today for a free consultation to learn how we can help you manage medical liens in your personal injury case. Protect your settlement and your financial future.