Medicare: Medigap vs. Medicare Advantage

If you have Original Medicare, the traditional health insurance program run by the federal government, it pays for most of your health care. However, it doesn’t pay for everything. The out-of-pocket costs can get expensive for people who need a lot of health care. There are two ways you may be able to lower your costs. One way is to keep Original Medicare and buy supplemental insurance to help pay your out-of-pocket costs. Medigap plans are supplemental insurance you can buy. Medigaps work only with Original Medicare, not with Medicare Advantage Plans. Private insurance companies sell Med
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Your Rights on the Not-so-Friendly Skies

A man was dragged from his seat on a United Airlines flight by airport security officers. Footage taken by another passenger shows the officers forcibly removing the man and dragging him by his arms down the aisle and out of the plane. The man was pulled out because he refused to leave the flight to make room for United Airlines employees after airline personnel asked him to involuntarily exit the plane. The federal Transportation Department is investigating United Airlines to determine whether the company followed proper procedure in removing passengers from an overbooked flight. According
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Healthcare Update

You have new rights and protections in the Marketplace starting in 2014. 4 things to know: • You won’t be charged more for health insurance just because you’re a woman. • You can’t be denied coverage or charged more due to pre-existing conditions, like cancer or being pregnant. • You can choose from any primary care provider, OB-GYN, or pediatrician in your health plan’s network without a referral. • You’ll get free preventive care like mammograms, well-woman visits, contraception, and more. Open enrollment begins on October 1, 2013. Coverage starts as soon as Janua
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Bike Wreck

As many of you know, over the weekend one of our attorneys was involved in a major bicycle wreck.  The good news is that he is home recovering.  He was riding in a pace line at close to 25 mph.  As the group approached a controlled intersection, the first rider in the pace line stopped for a yellow/red light, and our favorite cyclist went over the handle bars landing on his head and left shoulder. He destroyed the bicycle helmet he was wearing and cracked it all the way through.  He broke a couple posterior ribs, his left clavicle was in pieces, he broke his wrist and had severe road
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Service Animals

Service animals are animals that are individually trained to perform tasks for people with disabilities – such as guiding people who are blind, alerting people who are deaf, pulling wheelchairs, alerting and protecting a person who is having a seizure, or performing other special tasks. Service animals are working animals, not pets. Service animals are individually trained to perform tasks for people with disabilities. Businesses that serve the public must allow people with disabilities to enter with their service animal. • Businesses may ask if an animal is a service animal or ask w
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